Attention Spec Home Builders

Hard Money Isn’t the Problem. Bad Lender Matching Is.

Broker Cheetah matches your exact spec build deal to hard money lenders who can actually fund it—so you stop wasting weeks, stop getting rejected late, and start running more projects in parallel.

Match My Deal See How the Matching Works

Built from 23+ years of hard money lending experience

The Lender Match System™ Fundable Deal Match Zero-Rejection Filtering Velocity > Rate Build in Parallel

Why Staying “Conservative” With Financing Is Costing You Millions

If you’re stuck building 6–10 spec homes a year, it’s not because you can’t build. It’s because your capital is trapped—and the “find a lender” process is slow, uncertain, and exhausting.

The real bottleneck isn’t deals. It’s velocity.

You know the cycle:

  • Find a great lot / development
  • Numbers work
  • Demand is there
  • But capital is tied up in the ground… so you hesitate

Not because the deal is bad—because funding feels like a gamble.

While you wait...

  • the lot gets bought
  • timelines slip
  • the market window moves
  • competitors with faster financing move first

The cost of “cheap money” is time

(and time is the one thing you can’t buy back)

Banks may be cheaper on paper—but they’re also:

  • 60–90 days to close
  • Restrictive and slow
  • Skeptical of spec construction
  • Unwilling to support multiple concurrent projects -while also requiring a metric ton of paperwork

So you “save” on rate… while losing months of momentum.

The real risk isn’t borrowing. It's standing still.

The difference between building 10 homes and 30 homes a year isn’t courage or luck.

It’s having a system that removes uncertainty from financing before you commit to the deal.

The Solution

Introducing the Lender Match System™

Hard money lending doesn’t fail because of capital.

It fails because of bad matching.

The industry runs on spray-and-pray:

  • Call lenders blindly and hope someone fits
  • Or have a broker shop your deal to 10–20 lenders “to see what sticks”
  • Then get rejected weeks later because of one mismatch that could’ve been filtered upfront

Broker Cheetah replaces “shopping” with precision matching.

Instead of asking: “Who might fund this?”

Broker Cheetah answers: “Who has already confirmed they CAN and WILL?”

How It Works (Simple):

01

Input your deal once (9–13 minutes)

Property type, geography, scope, units, credit band, down payment, timeline, deal size, and constraints.

02

Zero-Rejection Filtering

The system eliminates lenders who fund your deal due to criteria (geo, property type, spec rules, credit, LTV, size, capacity, etc.).

03

Get 3–7 fundable matches

Not 100 “options.” Real matches—lenders aligned to your exact scenario.

04

Compare terms and move forward

Choose the best fit and proceed without weeks of dead-end calls.

This is the velocity multiplier:

When financing becomes predictable, you can run more projects in parallel and recycle capital faster.

Velocity Visualizer
Serial
Parallel
Traditional Financing ~2 Deals/Year
Deal 1
Waiting
Deal 2
...
Broker Cheetah 6+ Deals/Year
Deal 1
Deal 2
Deal 3
Deal 4
Capital Efficiency
3.5x Faster
Annual Output
+200%

Proof This Works

Healthy skepticism is smart. So here’s what matters.

This system was built from real lending outcomes, not theory.

Broker Cheetah was shaped by 23+ years inside hard money lending—watching:

  • solid deals die because timelines slipped
  • builders waste weeks educating lenders who were never a fit
  • projects stall because the “matching” phase was chaos

What builders consistently get when matching is fixed:

  • Hours saved per deal: lender shopping collapses from weeks → minutes
  • Fewer dead-end deals: no more late-stage rejections for filterable reasons
  • Faster movement: match → terms → next steps without endless back-and-forth
  • Scaling leverage: confidence to run multiple developments simultaneously
Match My Deal

Everything You Need to Make Financing Predictable

Deal Input System (9–13 minutes)

Enter your deal specifics once—so you stop repeating yourself across calls and emails:

  • Property + location
  • Scope (ground-up / major rehab)
  • Units / development details
  • Credit band + experience
Step 1
12.5%

Intelligent Matching Algorithm

The Lender Match System™ filters lenders using real parameters:

  • Geography & Property type
  • Spec construction appetite
  • Credit minimums
  • Down payment requirements
Step 2
Criteria
Lender Database
Match

Pre-Qualified Lender Matches

Broker Cheetah does NOT flood you with lender options. You receive a concise list of lenders who:

  • A short list of **pre-qualified lender matches** delivered via email
  • Each lender’s **core specialties** (property type, deal structure, spec construction appetite)
  • Confirmation that the lender fits your **deal-level criteria**
  • Clear next steps to proceed with the lender you choose
Step 3
98%
94%
91%

Instead of forcing you to compare dozens of lenders manually, Broker Cheetah narrows the field *before* introductions are made.

Once you select a lender, their **specific requirements and underwriting process** move into the pipeline—so you’re not overwhelmed with details until they actually matter.

This keeps the process fast, focused, and aligned to how hard money deals move in the real world.

Document Storage

Keep your deal docs organized in one place.

Pipeline Access

Track deals, statuses, and next steps—especially when you’re running multiple projects.

Auto-Click Submissions

Move faster when you already know your matches. (Scale plan)

Why This Works in the Real World (Where Deals Aren’t “Perfect”)

Builders don’t ask: “Will this work?”

They ask: “Will this work for my market and my constraints?”

Broker Cheetah is built for edge cases:

  • Multi-home developments
  • Spec construction banks don’t understand
  • Timelines that can’t wait
  • Varying credit bands

Why lenders prefer this too (quietly):

Lenders hate spray-and-pray submissions: wrong deal types, incomplete packages, repeated broker submissions (“deal fatigue”).

  • Wrong deal types
  • Incomplete packages
  • Repeated broker submissions (“deal fatigue”)

Broker Cheetah reduces noise.

  • Lenders see deals they want
  • Builders talk to lenders who can close
  • Conversations get shorter and more serious

The compounding effect:

After a few successful matches:

  • you build 2–4 dependable lender relationships
  • future deals move faster
  • leverage improves over time
Abstract visualization of compounding growth
Efficiency Metric
Trust Velocity™
+3.5x
Speed to Close
Deal 1
Match: Under 24h
+2
Reliable Partners
Leverage Low
High Compound Growth

Free verified account

Start free, then decide how to subscribe.

Every verified account includes 5 free Credits. Try a real residential lender search or quote-request batch before choosing a plan. No card required.

Start With 5 Free Credits →

Pay as you go

Only do a few deals a year?

Buy Credits once and use them whenever you need them. One Credit covers one residential lender search or one quote-request batch to as many as four lenders, and never expires.

10 Credits $40 Choose 10 Credits → 50 Credits $200 Choose 50 Credits → 100 Credits $400 Choose 100 Credits →

* Credits are intentionally more expensive per use than a subscription and are best for occasional deals.

Subscriptions for ongoing use

Want Unlimited Monthly Use Instead?

Subscriptions remain available for frequent searches, pipeline work, and team workflows.

$99 / $249 / $349 per month. Annual plans are $948 / $2,388 / $3,348.

Pipeline supports manual submission: select a lender, download required docs, then check manual loan submission complete.

Minimum

Unlimited normal use with the core residential lender workflow.

$99 /month
  • Residential lender search
  • Quote requests
  • Built-in prospecting CRM
  • Calculators
  • Classes
  • Support
Most Popular

Standard

Unlimited normal use with deal and client workflow tools.

$249 /month
  • Residential lender search
  • Quote requests
  • Built-in prospecting CRM
  • Calculators
  • Classes
  • Priority support
  • Deal pipeline
  • Client Portal
  • Early access to new features

Pro

Unlimited normal use with automation, additional seats, and dedicated support.

$349 /month
  • Residential lender search
  • Quote requests
  • Built-in prospecting CRM
  • Calculators
  • Classes
  • Dedicated support from an assigned specialist
  • Deal pipeline
  • Client Portal
  • Early access to new features
  • Automated submissions
  • Additional seats for more control and power

One seat is included. Additional seats are $50 per seat/month.

The ROI reality (builder math)

If Broker Cheetah helps you do of the following:

Avoid a single dead-end lender cycle Start a project earlier Secure funding confidence faster Add even one extra profitable spec build per year

…it pays for itself.

Clarification

Your Questions, Answered

The difference between a deal that closes and one that stalls is information.

Do you lend the money directly?

No. Broker Cheetah matches you with your perfect lender. We are not a direct lender.


Direct lenders have a single "box" they fit deals into. If you don't fit, they reject you. Broker Cheetah connects you with a curated network of institutional and private hard money lenders, filtering them instantly to find the ones who your exact deal type, location, and credit profile.

Hard money is too expensive. Banks are cheaper.

If this is referring to ground up builds, they actually are not cheaper. They take longer, they have more hoops, they are WORSE at getting builders the money.
When you can fund reliably and quickly, velocity expands profit.

I already have a lender.

Great! Keep them.


But one lender can't always:


  • → take every deal type
  • → fund multiple concurrent projects
  • → stay at capacity
  • → keep terms stable forever

Scaling builders have OPTIONS —and choose the best fit per deal.

What if you don’t have lenders in my area?

Coverage expands continuously, and many lenders lend regionally/nationally.


Even one reliable match relationship can justify the platform—because the true cost is time, delay, and missed deals.

I don’t have time to learn a new system.

Deal input takes 9-13 minutes. C'mon. We can't make it any easier that that?!

That easily replaces weeks of shopping and re-explaining.

I can just call lenders myself

You can.

But what most builders underestimate isn’t the phone calls—it’s the **cost of choosing the wrong lender**.

Even when a lender says “yes,” the wrong fit can quietly cost you through:

  1. → Slow speed to close
  2. → High points charged upfront
  3. → Draw schedules that don’t match your build pace
  4. → Unexpected fees buried in the process


Those costs don’t show up as a rejection. They show up as **delays, cash flow pressure, and missed opportunities**.

Core Drivers

What Actually Matters in Hard Money Decisions

When builders evaluate financing, they don’t just care about approval.
They care about —the factors that materially affect the deal:

  • Speed to close
  • Points and fees upfront
  • Draw speed and reliability
  • Overall cost across the life of the project

What matters to you as a builder is exactly what matters to Broker Cheetah.

Column1

Optimized structural layout for data density.

Why “Calling Lenders Yourself” Breaks Down at Scale

When you shop lenders manually:

  • You can’t see patterns across deals
  • You only experience lenders one deal at a time
  • You don’t know how a lender performs
  • You’re forced to learn through trial, error, and costly friction

Broker Cheetah removes the 95% of calls that were never going to close —and helps you avoid lenders who technically fund deals, but slow you down where it matters most.

Column2

Seamless integration with parallel workflows.

Future Vision

Where This Is Going
(And Why It Matters)

Every quote that comes through Broker Cheetah is analyzed. We don't just pass papers; we aggregate intelligence.

Over time, we analyze verified outcomes to identify lender performance patterns, including:

Speed to Close

Actual vs. promised timelines.

Points & Costs

Hidden variations in closing fees.

Draw Reliability

Turnaround time on draw requests.

Fee Behavior

Consistency across deal types.

As this data compounds, Broker Cheetah evolves from a matching system into a decision-quality system—giving builders visibility into how lenders actually perform, not just what they promise.

That’s something you simply can’t get by calling lenders one by one.

The Broker Cheetah Guarantee

Broker Cheetah is designed to do one thing exceptionally well: identify and surface qualified hard money lenders that fit your specific deal.

Our Promise

If you submit a complete deal through Broker Cheetah and we are unable to identify at least one qualified lender match based on your stated criteria, you won’t be charged for that month.

No arguing about speed
No debating outcomes
No pressure fits

You either receive qualified lender access — or you don’t pay.*

Match My Deal Risk-Free

* Terms apply. "Qualified match" is determined by alignment with lender parameters (LTV, Location, Credit).