Not just state and loan amount. Broker Cheetah searches 200+ verified lenders by deal type, LTC, property type, borrower experience, close timeline, and more — the same criteria lenders use to underwrite.
Start Searching →Most hard money search tools filter by state and loan amount. That is not how lenders underwrite. A lender who operates in your state but does not fund your deal type, your LTC, or your experience level is not a match — they are a distraction. Broker Cheetah surfaces only the criteria that actually determine whether a lender will say yes.
Draw schedule structure, ground-up vs. renovation, builder experience requirements, vertical vs. horizontal construction — filtered separately from standard fix-and-flip criteria.
Direct lender, correspondent, bridge fund, family office. Know who you are actually talking to before you make the call.
Hard money directories get built and left alone. Lenders who shifted focus, paused programs, or changed criteria still show up in searches because nobody updated their entry. Broker Cheetah maintains active lender data — criteria that reflect what lenders are actually funding right now, not what they were funding when they first joined the platform.
The standard process: find a lender, call or email, describe your deal, wait. Then repeat. Broker Cheetah replaces that loop with a single click. You submit your deal to multiple matched lenders simultaneously — not a broadcast lead that goes to everyone, a targeted request to the specific lenders the platform identified as fits for your deal.
Lenders who are actively lending on deals like yours respond to real quote requests faster than they respond to cold calls from brokers they do not know. This compresses a week of back-and-forth into hours.